Incapacity for work and benefits
Are you employed, unemployed or self-employed? Are you incapacitated for work due to illness, an accident or hospitalisation? Submit a declaration to your health insurance fund in good time. See what you need to do at the start, during and after your incapacity for work, and what your rights and responsibilities are.
Starting your incapacity for work
Are you incapacitated for work? If so, you may be eligible for benefits. Notify your your health insurance fund in good time of your incapacity for work. A late declaration has consequences for the amount of your benefit payments. The period within which you must report your incapacity for work depends on your status. The amount of your benefit depends on your wages, status and how long you have had incapacity for work. Use our payment calendar to track when you will receive benefit payments.
When you are incapacitated for work
Are you incapacitated for work for less than one year? We refer to this as ‘primary incapacity for work’. If you are incapacitated for work for over one year, you receive invalidity status and will receive invalidity benefits.
Want to go on holiday, return to work on a part-time basis, do voluntary work or take a training course? Then be sure to check your rights and responsibilitiesfirst.
If your incapacity for work lasts longer than initially expected, you will get an extension. Did you return to work and then become incapacitated again within two weeks after a period of incapacity of less than a year? Or did you become incapacitated again within three months after being incapacitated for over one year? In both cases, this is referred to as a relapse.
Return to work/end of incapacity for work
When your incapacity ends, you can go back to work. If you want, a return-to-work coach can guide you through your reintegration into work.
Benefit payment date
The payment date of your benefit depends on your circumstances or status. Please note that this calendar is only applicable after you have received your first benefit payment. The date of payment also varies depending on whether you have been incapacitated for work less than one year or over one year.
Please indicate your circumstances
.png)
Track and manage your benefit file on My Helan
- initiating your benefit file
- track your benefit payments
- add documents to your benefit file digitally
- request holidays, return to work,voluntary work
- and so much more!
Helan Independent Health Insurance Fund is the insurance agent (n° CDZ 5006c) for ‘MLOZ Insurance’, the VMOB of Independent Health Insurance Funds, (Register of Legal Entities in Brussels, 422.189.629, recognised under no. CDZ 750/01 for branches 2 and 18). View the data sheet and the General Terms and Conditions. Belgian law applies to the insurance contract. The term of the contract is whole life. In the event of any complaint, contact the complaints department of Helan Health Insurance Fund or the insurance ombudsman. For more information about purchasing this/these product(s), please contact Helan Health Insurance Fund. Helan Onafhankelijk ziekenfonds, Boomsesteenweg 5, 2610 Wilrijk, 0411.696.011, RPR Antwerpen, www.helan.be.